It is a trade facility to finance import or purchase and export or sales. It is governed by AB-i guidelines issued by Bank Negara Malaysia. There are two types of AB-i financing:
1. AB-i Import/Purchase:
It is a Usance bill of exchange drawn by the Bank on the customer and accepted by the customer to finance import/purchase. Issued based on the Shariah contract of Murabahah.
2. AB-i Export/Sales:
It is a Usance bill of exchange drawn by the customer and accepted by the Bank to finance export/sales. It is issued based on the Shariah contract of Bai Al Dayn.
Minimum amount of financing: RM50, 000 or equivalent
Minimum financing period: 21 days
Maximum financing period: 180 days