Basic Savings Account-i and Basic Current Account-i are based on the "Wadiah Yad Dhamanah" principle, which refers to a contract between the owner of funds (account holder) and the Bank for safe keeping purposes.

The account holder as a depositor places his deposits on a trust basis. Maybank, as a trustee, guarantees the repayment of the whole amount of deposits or any part thereof upon request.

BSA-i & BCA-i Features:

Basic Savings Account (BSA-i)	Basic Current Account (BCA-i)
Initial deposit requirement to open a BSA-i is RM20	Initial deposit requirement to open a BCA-i is RM500
Earn hibah irrespective of account balance	No charges on the issuance of cheque book except for stamp duty incurred
No service or maintenance charge	Half yearly service charge of RM10 if average 6 months' balance is less than RM1,000.00
Minimum balance requirement is RM20	Free monthly statement
Free mini statement via ATM	Strictly no Cash Line (Overdraft)

Minimum Number of Monthly Transactions:

Enjoy unlimited ATM withdrawals and OTC transaction at an annual fee of RM8.00 or

• Free 6 OTC (over the counter) visits
• 8 free ATM cash withdrawal transactions. No fee shall be imposed non-cash withdrawal transaction
• 2 interbank-GIRO transactions in a month for which a maximum fee of RM0.50 per transaction, RM2.00 from the 3rd transaction onwards

Who can Apply:

• Malaysians and permanent residents

Required documents

For Personal/Joint accounts

• Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:-

• Valid Passport (if IC is produced as a Primary document)
• Valid driving license
• Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
• Letter of employment
• Credit card

Please choose a branch located near your home or place of work.

How to Apply

• At Maybank / Maybank Islamic Branches
• Via Maybank2u.com

Fees and Charges:

• Service charge: RM10 per half year, waived for accounts with an average balance of RM1,000 within six (6) months
• Replacement of ATM/bankcard: RM12
• Early closure of account within 3 months of account opening: RM20
• Cash withdrawals at ATM Facilities owned by other banks (MEPS charges): RM1

*Terms and conditions apply