A Shariah-compliant savings account based on the "Al-Wadiah Yad Dhamanah" (safe custody) principle

Hibah dividend rate:

0.20 - 1.30% p.a.

Minimum deposit:

RM1 (Trust/Minor/Student accounts/Accounts for settling monthly installments) RM250 (Adults)

Savings Account-i and Current Account-i are based on the "Wadiah Yad Dhamanah" principle, which refers to a contract between the owner of funds (account holder) and the Bank for safe keeping purposes.

The account holder as a depositor places his deposits on a trust basis. Maybank Islamic, as a trustee, guarantees the repayment of the whole amount of deposits or any part thereof upon request.

Benefits:

• Based on the principle of 'Al-Wadiah Yad Dhamanah' (safe custody)
• Multi-tiered dividend rates
• Over the counter service at any Maybank branch
• ATM access and cashless shopping via e-pos facility
• Kawanku Phone Banking access

Who can apply:

• Individuals (personal/joint including external accounts)
• Clubs/societies/organizations recognized by Maybank
• Children aged 12 and below (trust accounts)
• Children aged 18 and below with identification cards (minor accounts)

Required documents

For Personal/Joint accounts

• Original Identity Card (IC) for Malaysians and Passports for foreigners

Please also bring along any of the following secondary supporting documents:-

• Valid Passport (if IC is produced as a Primary document)
• Valid driving license
• Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
• Letter of employment
• Credit card

Please choose a branch located near your home or place of work.

How to Apply

• At Maybank / Maybank Islamic Branches
• Via Maybank2u.com

Fees & charges:

• Replacement of ATM/bankcard: RM12
• Replacement of lost savings passbook: RM15 incl. stamp duty
• Replacement of savings passbook due to poor handling: RM10
• Early closure of account within 3 months of account opening: RM20
• Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1

Minimum Deposits On Opening Accounts:

Type of Account	Minimum Deposit
Accounts for settling monthly instalments of financing accounts	RM1
Others – Adults	RM250

Savings Account-i and Current Account-i are based on the "Wadiah Yad Dhamanah" principle, which refers to a contract between the owner of funds (account holder) and the Bank for safe keeping purposes.

The account holder as a depositor places his deposits on a trust basis. Maybank Islamic, as a trustee, guarantees the repayment of the whole amount of deposits or any part thereof upon request.

Withdrawals:

Withdrawal mode	Home branch	Interbranch	ATM
Over the counter: Online	No Limit	RM25,000	Maximum amount of RM5,000 per day
Over the counter: Offline	No Limit	RM2,000	Maximum amount of RM5,000 per day

*Terms and conditions apply