Maybank Islamic Berhad - Consumer Banking

• For customers age 50 and above
• Waiver for Foreign Telegraphic Transfer (FTT)
• RM 1 entitle to dividend

• Unlimited withdrawal at home branch

• Low initial deposit
• No service or maintenance charge
• Free monthly statements

• Earn up to 1 month Islamic FD rate
• Cash reward for academic excellence
• Free PA Takaful coverage

• Specially for teens
• Free PA Takaful coverage
• Cash reward for academic excellence

• Available in 19 currencies
• Discount on travellers cheque
• Free PA Takaful coverage

• Comes with checking facility
• Unlimited cash withdrawals

• Low initial deposit
• No service or maintenance charge
• Free cheque book

• No introducer required
• Current account with online features
• Free PA Takaful coverage

• Combine savings, current and investment account
• Free PA Takaful coverage
• Eligible for Yippie-i club benefits

• Shariah compliant Current Account based on Wadiah and Mudharabah concept
• Eligible for SME and BB customers only
• Comes with checking facility

• Instant profit upfront
• Free Takaful Coverage
• Short tenure

• Choose from 19 currencies
• Short term investment

• Profit rate fixed upfront
• Based on commodity murabahah
• Free PA Takaful coverage

• Mudharabah based term deposit
• Profit Sharing Ratio (PSR) fixed upfront

• No capitalisation (compounding) of monthly profits
• Competitive financing rates and margins
• No penalty charges. Only ta’widh (Compensation)

• No exit penalty, hence no bonding period
• Ad-valorem stamp-duty waived for conversion of conventional loans to Islamic Financing
• 20% discount on stamp-duty for new Islamic financing

• Fixed rate schemes - fixed financing cost throughout financing period
   ~ provide better cash management
   ~ spared uncertainty of rate fluctuation
   ~ enjoy peace of mind

• Ad-valorem stamp-duty waived for conversion of conventional loans to Islamic Financing
• 20% discount on stamp-duty for new Islamic financing
• Presence of ceiling rate for BBA provide a cap against increase in rates

• No capitalisation (compounding) of monthly profits
• No exit penalty, hence no bonding period
• Competitive financing rates and margins

• Ad-valorem stamp-duty waived for conversion of conventional loans to Islamic Financing
• 20% discount on stamp-duty for new Islamic financing
• Presence of ceiling rate for BBA provide a cap against increase in rates

• Fixed financing cost throughout tenure of financing
• Outstanding profit charge shall not exceed the fixed ceiling rate
• No commitment fee on unutilised amount

• Maximum financing period (tenure) for particular ceiling rate is 5 years and the profit rate will subject to periodical review
• The profit rate is at par with the Conventional OD rate
• Protection against rise in BFR by a fixed ceiling rate

• Fixed rate throughout financing tenure
• No Guarantor or Collateral required
• Earn TreatsPoints with every Ringgit approved

• Open to employees from selected panel companies
• Avenue for debt consolidation, educational, home improvement and other personal needs

• Opportunity for debt consolidation or personal needs at lower cost
• Open to employees from panel GLCs
• Financing up to RM100,000* for period up to 15 years

• Financing amount up to maximum of RM150,000* with tenure up to 20 years
• Monthly payment through Biro Perkhidmatan Angkasa (BPA)

• Based on Shariah principle of Al-Ijarah Thumma Al-Bai (AITAB)
• Attractive and competitive financing terms; tenor up to 9 years and high margin of financing up to 90%*

• HONEST views on Shariah-compliant stocks.
• OPENS channels for all via Maybank2u, our SIC and selected branches
• TRANSPARENT information from purchase of stocks to trade settlement

• The only Shariah compliant ASB financing available in the market
• Affordable monthly payment

• 5X TreatsPoints (no expiry date)
• TreatsPoints for Free Petrol
• Free Maybankard Touch 'n Go Zing Card

• 5X TreatsPoints on all petrol spend
• 2X TreatsPoints on all other spend
• Worldwide offers with American Express SELECTS

• Fastest Way to Earn Air Miles
• Flexi-Travel with TreatsPoints
• Maybank Private Banking Centre personalised attention