Announcement
on Late Payment Charges

Dear Valued Customers

In line with Bank Negara Malaysia’s revised Guidelines on Late Payment Charges for Islamic Banking Institutions, Maybank Islamic will revise the ta’widh (compensation) rate on the outstanding balance of any financing after its maturity or upon judgment, from ‘r’* rate to IIMM rate**. The existing ta’widh rate of 1% p.a. on overdue instalment/payment for facilities which are still within the financing tenure shall remain unchanged.

The above requirement is effective from 1 July 2012

For further clarification, please contact our Call Centre at 130088 6688

Thank you.

Maybank Islamic Berhad (787435-M)

*  ‘r’ rate refers to the gross dividend rate of Maybank Islamic’s 12 month General Investment Account
**  IIMM rate is defined as the daily weighted average for overnight rate of the Murabahah Interbank Investment at the Islamic Interbank Money Market

Pelanggan Yang Dihargai

Garis Panduan Bank Negara Malaysia berkenaan Caj Pembayaran Lewat untuk Institusi-Institusi Perbankan Islam menghendaki bank untuk meminda kadar ta’widh (ganti rugi) atas baki pembiayaan yang telah matang atau setelah penghakiman daripada kadar ‘r’ kepada kadar IIMM**. Kadar ta’widh sedia ada iaitu 1% setahun atas ansuran/bayaran tertunggak bagi kemudahan yang masih dalam tempoh pembiayaan adalah tidak berubah.

Keperluan di atas adalah berkuatkuasa mulai 1 Julai 2012.

Untuk penjelasan lanjut, sila hubungi Pusat Panggilan kami di nombor 130088 6688

Terima Kasih

Maybank Islamic Berhad (787435-M)

*  Kadar ‘r’ merujuk kepada dividen kasar 12 bulan Akaun Pelaburan Am
**  Definisi kadar IIMM ialah purata kadar semalaman harian pelaburan Murabahah Antara Bank di Pasaran Wang antara Bank secara Islam